Screwing the insurance company

She who must be obeyed has decided to change the insurance company for her car. Her current company will not be sad to see her go. She has had two claims in as many years, both resulting from her enthusiastically stuffing her car into the back of another because “there was not enough space to brake in time”, said in such a manner so as to blame the space for not being big enough.

But she has not finished with them yet. Examining her car, she has discovered a number of minor scrapes, scratches and dents, all of which she is lumped together and made a claim for repairs, which amazingly the insurance company has accepted, and the car goes in for a respray next month.

Today she checked her car in for a service and was shocked when Honda called her and told her the radiator would have to be replaced at a cost of 7,000 baht. When she enquired as to why it had to be replaced, they said that something on the road must have hit it and caused the damage. The eyes sparkled and within minutes she was on the phone to the insurance company and the, by now weary, assessor has been asked to present himself at Honda tomorrow to agree to pay for the replacement radiator.

The wonderful thing about car insurance in Thailand is that you don’t have to declare previous claims. The premium is the same if you have driven incident free for fifty years or, like she who must be obeyed, you slap in claims on an almost weekly basis. Ashtray full, claim for a new one.

Comments 🔗

2009-02-01 | Billy the Brush says

The reason she is moving her insurance company is probably, and wholly rationally, due to its impending bankruptcy.

The car in front is the only thing at risk from the fairer sex, Her Indoors managed to reverse my Audi into the front of a Porsche within weeks of her arrival here. Thereby doubling my insurance premium the following year :-(

2009-02-01 | Spike says

When we are following another car which is driving unreasonably slowly, or are stuck behind a car which is making a nineteen point turn to park in a car park, she who must be obeyed always observes, without a hint of irony, “it must be a woman driving.”